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Ways to get a home loan with a decreased credit rating

Ways to get a home loan with a decreased credit rating

Mortgage Q&A: “How to have a home loan with a reduced credit score. ”

You may be wondering how to get a home loan if you’ve got a decreased credit rating, but are determined to purchase a property (or want to refinance your existing mortgage. Or if it’s also possible.

First things first though – just how low can be your credit rating? Are we chatting a 660 credit rating or a 500 credit history? Everyone else seemingly have yet another concept of low, so let’s start here.

You could even be happily surprised to discover that your low rating is not really low at all, but alternatively simply not absolute excellence.

Mortgage brokers count on FICO ratings to produce credit choices. (mais…)

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